BFSI leaders have helped European banks introduce cutting-edge banking-as-a-service platforms, build robust customer support systems, and integrate seamless payment solutions.
The European economies have prompted numerous banking and financial institutions to adopt digital innovations aimed at improving client relationships. Whether through the introduction of cutting-edge banking-as-a-service platforms, building robust customer support systems or seamless payment integrations, European banks are at the forefront of embracing innovation.
Credit goes to the customer experience leaders and innovators who have helped these financial institutions build a camaraderie of satisfied clientele. As we delved into the profiles of various CX leaders instrumental in reshaping the future of banking in Europe, we identified some prominent names.
Top 12 BFSI Leaders Shaping the CX Future in Europe
1. Alex Swain, Head of Brand Experience and Digital Design, Deutsche Bank 
 Alex Swain, currently based out in London, UK, is the Head of Brand Experience and Digital Design at Deutsche Bank. With an experience of over 20 years, he has led several client-first digital projects and brand design for Deutsche Bank while ensuring visual consistency through global teams.
Alex Swain, currently based out in London, UK, is the Head of Brand Experience and Digital Design at Deutsche Bank. With an experience of over 20 years, he has led several client-first digital projects and brand design for Deutsche Bank while ensuring visual consistency through global teams.
Swain is well-versed in guiding stakeholders with interactive UI/UX design for online banking apps, further ensuring seamless customer journeys. Besides that, he has led SEO-friendly strategies for helping leaders enhance their websites’ performance during his initial days of ecommerce marketing.
2. Andy Reid, the Global Head of Customer Engagement at Wirex
 Andy Reid, the Global Head of Customer Engagement at Wirex, has been managing a team of different personnel with a vision of retaining existing customers while meeting their needs and driving new customers. His 10 years of experience as a senior marketing leader and proficiency in developing effective marketing strategies have helped a lot of brands achieve their goals of client acquisition and retention.
Andy Reid, the Global Head of Customer Engagement at Wirex, has been managing a team of different personnel with a vision of retaining existing customers while meeting their needs and driving new customers. His 10 years of experience as a senior marketing leader and proficiency in developing effective marketing strategies have helped a lot of brands achieve their goals of client acquisition and retention. 
Andy’s strong entrepreneurial spirit with the capability to bring expertise, inspiration and thought leadership have played an essential role in driving commercial growth for various companies, including eBay, Gumtree, Accor Hotels Group and the Addison Lee Group.
3. Anita Paju, Head of Customer Success at LHV Bank
 Anita Paju, currently the Head of Customer Success at LHV Bank, is one of the creative heads behind building a team of tech-savvy employees who developed the company’s BaaS platform for 24/7 real-time payment processing. With a degree in International Relations, she has been serving LHV Bank for over nine years with different key responsibilities, from Client Service Specialist to her current role. Paju is also responsible for overseeing client onboarding and relationship management at LHV Bank.
Anita Paju, currently the Head of Customer Success at LHV Bank, is one of the creative heads behind building a team of tech-savvy employees who developed the company’s BaaS platform for 24/7 real-time payment processing. With a degree in International Relations, she has been serving LHV Bank for over nine years with different key responsibilities, from Client Service Specialist to her current role. Paju is also responsible for overseeing client onboarding and relationship management at LHV Bank. 
4. Alishba Ali, Head of Consumer and TMT Coverage, Barclay
 Recently appointed as the Head of Consumer and TMT Coverage at Barclay, an immensely popular financial service provider in the UK, building digital client experiences, Alishba Ali holds 20+ years of industrial experience.
Recently appointed as the Head of Consumer and TMT Coverage at Barclay, an immensely popular financial service provider in the UK, building digital client experiences, Alishba Ali holds 20+ years of industrial experience. 
Her qualifications in Economics and International Business from Emory University have always helped her to foster global business coverage and cross-regional teams. Initially, Ali worked with J.P. Morgan Chase & Co. and Bank of America under various leadership job roles.
5. Christopher Dunn, Global Head of Client Experience of BNP Paribas SA, France
 Christopher Dunn, currently Global Head of Client Experience, joined BNP Paribas, in early 2019 as a leadership role in client satisfaction. It’s his efforts and expertise that have helped the organisation to integrate client-centric practices by leveraging market insights and direct client feedback.
Christopher Dunn, currently Global Head of Client Experience, joined BNP Paribas, in early 2019 as a leadership role in client satisfaction. It’s his efforts and expertise that have helped the organisation to integrate client-centric practices by leveraging market insights and direct client feedback. 
Previously, Dunn worked for UK Trade & Investment (UKTI), the UK government’s international business consultancy arm, helping clients successfully implement global expansion plans. 
6. Jasma Jobanputra, SVP, Trade CX Transformation Executive at Citi Bank
 Jasma Jobanputra built her 20+ year career in both international and UK-based domestic banks and is passionate about putting customer value at the heart of everything. Her broad and diverse expertise in all aspects of commercial banking, along with product management and proposition design, have helped her execute complex regulatory transformation programmes with utmost transparency and efficiency.
Jasma Jobanputra built her 20+ year career in both international and UK-based domestic banks and is passionate about putting customer value at the heart of everything. Her broad and diverse expertise in all aspects of commercial banking, along with product management and proposition design, have helped her execute complex regulatory transformation programmes with utmost transparency and efficiency. 
Jobanputra’s vast experience in relationship management, proposition, product sales, business development, strategy, and planning has helped financial institutions build client relationships and loyalty with higher revenue growth.
7. Jonathan Roomer, Co-Founder & Head of Customer Success, YuLife
 Having his passion for technology and love for connecting with people, Jonathan Roomer is the co-founder and head of customer success at YuLife. He likes to talk about insurance technology and its role in building a better customer experience.
Having his passion for technology and love for connecting with people, Jonathan Roomer is the co-founder and head of customer success at YuLife. He likes to talk about insurance technology and its role in building a better customer experience. 
With a degree from the University of the Witwatersrand in South Africa, Roomer has also served KPMG during the early-stage days of the company. Besides working for the vision of YuLife, he gives guest lectures at Imperial College Business School.
8. Michael Sherwood, Head of Brand & Experience at Atom Bank
 Michael Sherwood is the Head of Brand and Experience at Atom Bank, UK’s first app-only bank, responsible for marketing, CX, insight, research, UX, visual design and finance management.
Michael Sherwood is the Head of Brand and Experience at Atom Bank, UK’s first app-only bank, responsible for marketing, CX, insight, research, UX, visual design and finance management. 
He is a multi-award-winning and customer-centric leader who is known for building and delivering strategic change programmes for improved customer service via digital transformation. Before working at Atom Bank, Sherwood worked for Tesco Banks, where he designed and implemented various customer-oriented strategies.
9. Michele Brew, Head of Customer Experience, HSBC Holdings PLC, UK
 Currently responsible for handling strategic process improvements of the Client Service Model, Michele Brew is the Head of Customer Experience at HSBC Holding PLC, UK. With more than 25 years of experience in the client management segment, Brew has also worked with Chase Manhattan Bank, and JP Morgan Chase & Co.
Currently responsible for handling strategic process improvements of the Client Service Model, Michele Brew is the Head of Customer Experience at HSBC Holding PLC, UK. With more than 25 years of experience in the client management segment, Brew has also worked with Chase Manhattan Bank, and JP Morgan Chase & Co. 
Her knack for investor services, global custody and fund services has always helped her successfully lead her client management role with enhanced client satisfaction. Understanding global clients and their needs, and delivering them with the best solutions is something that keeps Brew motivated and getting to work.  
10. Michelle Prance, Group Director Customer and Colleague Journeys
 is the Group Director of Customer and Colleague Journeys at NatWest Group, a relationship management financial bank, building seamless digital experiences for customers. With her expertise in digital transformation system thinking and customer service management, Michelle brings various innovative strategies for transforming customer journeys to the table.
 is the Group Director of Customer and Colleague Journeys at NatWest Group, a relationship management financial bank, building seamless digital experiences for customers. With her expertise in digital transformation system thinking and customer service management, Michelle brings various innovative strategies for transforming customer journeys to the table. 
Previously, Prance worked at Lloyds Group Banking Group as a Director of Innovation and Strategy. She is a qualified economist and an early fintech innovator who has created client-oriented business models that grow value at the highest levels of the banking industry.
11. Director of Customer Experience, Banco Santander, Spain
 Embracing a go-getter attitude and proficiency in commercial transformation and analytics, Pedro Catarino is the Director of Customer Experience at Banco Santander, Spain. He started his career as a Product Manager at Banco Santander in 2013 and later worked with McKinsey and CTT in marketing analytics roles.
Embracing a go-getter attitude and proficiency in commercial transformation and analytics, Pedro Catarino is the Director of Customer Experience at Banco Santander, Spain. He started his career as a Product Manager at Banco Santander in 2013 and later worked with McKinsey and CTT in marketing analytics roles. 
During his 15-year career, Catarino has implemented various multi-channel churn management programmes to drive higher customer experience and brand revenue. More than that, he has broad international experience and has lived in four different countries, handling a team of people with diverse backgrounds.
12. Sam Vijay, Head of Customer Experience and Digital, Lloyds Banking Group
 With over 15 years of experience in transforming customer experience, Sam Vijay is the Head of Customer Experience and Digital at Lloyds Banking Group. His creative strategic agility, empathetic leadership quality and low-level-delivery approach have always helped him to reach the milestones in the area of customer experience. During his career, Vijay has fostered a culture of continuous team improvement and innovation across various products and customer segments.
With over 15 years of experience in transforming customer experience, Sam Vijay is the Head of Customer Experience and Digital at Lloyds Banking Group. His creative strategic agility, empathetic leadership quality and low-level-delivery approach have always helped him to reach the milestones in the area of customer experience. During his career, Vijay has fostered a culture of continuous team improvement and innovation across various products and customer segments.  
For more insights on CX in the BFSI sector, join us at CX NXT – BFSI Summit, which will take place in London on 07 May 2024. For registration and more information, visit CX-NXT BFSI Summit.
 
		













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Microsoft Dynamics 365 represents a robust cloud-based CRM solution with features such as pipeline assessment, relationship analytics, and conversational intelligence. It utilises AI-powered insights to provide actionable intelligence via predictive analytics, lead scoring, sentiment analysis, etc. Currently, Microsoft operates in 190 countries and is made up of more than 220,000 employees worldwide. HubSpot is an inbound marketing, sales, and customer service software provider, offering robust CRM and automation solutions. Some of its products include Marketing Hub, Sales Hub, Operations Hub, Content Hub, Commerce Hub, Marketing Analytics and Dashboard Software. Guided by its inbound methodology, HubSpot enables companies to prioritise innovation and customer success.
HubSpot is an inbound marketing, sales, and customer service software provider, offering robust CRM and automation solutions. Some of its products include Marketing Hub, Sales Hub, Operations Hub, Content Hub, Commerce Hub, Marketing Analytics and Dashboard Software. Guided by its inbound methodology, HubSpot enables companies to prioritise innovation and customer success. Monday.com is a project management software company, offering a cloud-based platform that enables businesses
Monday.com is a project management software company, offering a cloud-based platform that enables businesses  Headquartered in San Mateo, California, Freshworks is a global AI-powered business software provider. Its tech stack includes a scalable and comprehensive suite for IT, customer support, sales, and marketing teams, ensuring value for immediate business impact. Its product portfolio includes Customer Service Suite, Freshdesk, Freshchat, Freshcaller, Freshsuccess, and Freshservice. Freshservice for Business Teams has helped several global organisations to enhance their operational efficiency.
Headquartered in San Mateo, California, Freshworks is a global AI-powered business software provider. Its tech stack includes a scalable and comprehensive suite for IT, customer support, sales, and marketing teams, ensuring value for immediate business impact. Its product portfolio includes Customer Service Suite, Freshdesk, Freshchat, Freshcaller, Freshsuccess, and Freshservice. Freshservice for Business Teams has helped several global organisations to enhance their operational efficiency. Talkdesk offers an innovative AI-powered customer-centric tech stack to its global partners. The company provides generative AI integrations, delivering industry-specific solutions to its customers. Talkdesk CX Cloud and Industry Experience Clouds utilise modern machine learning and language models to enhance contact centre efficiency and client satisfaction.
Talkdesk offers an innovative AI-powered customer-centric tech stack to its global partners. The company provides generative AI integrations, delivering industry-specific solutions to its customers. Talkdesk CX Cloud and Industry Experience Clouds utilise modern machine learning and language models to enhance contact centre efficiency and client satisfaction.

 The company offers comprehensive cloud-based solutions, such as Microsoft Dynamics 365, Gaming Consoles, Microsoft Advertising, Copilot, among other things, to help organisations offer enhanced CX and ROI. Its generative-AI-powered speech and voice recognition solutions,such as Cortana and Azure Speech Services empowers developers to build intelligent applications.
The company offers comprehensive cloud-based solutions, such as Microsoft Dynamics 365, Gaming Consoles, Microsoft Advertising, Copilot, among other things, to help organisations offer enhanced CX and ROI. Its generative-AI-powered speech and voice recognition solutions,such as Cortana and Azure Speech Services empowers developers to build intelligent applications. IBM is a global hybrid cloud and AI-powered
IBM is a global hybrid cloud and AI-powered  Uniphore is an enterprise-class, AI-native company that was incubated in 2008. Its enterprise-class multimodal AI and data platform unifies all elements of voice, video, text and data by leveraging Generative AI, Knowledge AI, Emotion AI and workflow automation. Some of its products include U-Self Serve, U-Assist, U-Capture, and U-Analyze. Its Q for Sale is a conversational intelligence software that guides revenue teams with AI-powered insights, offering clarity on how to effectively keep prospects engaged.
Uniphore is an enterprise-class, AI-native company that was incubated in 2008. Its enterprise-class multimodal AI and data platform unifies all elements of voice, video, text and data by leveraging Generative AI, Knowledge AI, Emotion AI and workflow automation. Some of its products include U-Self Serve, U-Assist, U-Capture, and U-Analyze. Its Q for Sale is a conversational intelligence software that guides revenue teams with AI-powered insights, offering clarity on how to effectively keep prospects engaged. Google Cloud accelerates every organisation’s ability to digitally transform its business. Its enterprise-grade solutions leverage modern technology to solve the most criticial business problems
Google Cloud accelerates every organisation’s ability to digitally transform its business. Its enterprise-grade solutions leverage modern technology to solve the most criticial business problems 
 8×8 offers out-of-the-box contact centre solutions, assisting all-size businesses to efficiently meet customer needs and preferences. It offers custom CRM integrations support and integrates effortlessly with third-party CRMs like Salesforce, Microsoft Dynamics, Zendesk, and more. Offering global support in all time zones & development teams in 5 continents, its patented geo-routing solution ensures consistent voice quality.
8×8 offers out-of-the-box contact centre solutions, assisting all-size businesses to efficiently meet customer needs and preferences. It offers custom CRM integrations support and integrates effortlessly with third-party CRMs like Salesforce, Microsoft Dynamics, Zendesk, and more. Offering global support in all time zones & development teams in 5 continents, its patented geo-routing solution ensures consistent voice quality. Sprinklr is a comprehensive enterprise software company for all customer-focused functions. With advanced AI, Sprinklr’s unified customer experience management (Unified-CXM) platform lets organisations offer human experiences to every customer, every time, across any modern channel.
Sprinklr is a comprehensive enterprise software company for all customer-focused functions. With advanced AI, Sprinklr’s unified customer experience management (Unified-CXM) platform lets organisations offer human experiences to every customer, every time, across any modern channel.
 Upland offers a comprehensive suite of contact centre and customer service solutions with products including InGenius, Panviva, Rant & Rave, and RightAnswers. InGenius enables organisations to connect their existing phone system with CRM, further enhancing agent productivity. Panviva provides compliant and omnichannel capabilities for highly regulated industries. Whereas, Rant & Rave, and RightAnswers are its AI-powered solutions,
Upland offers a comprehensive suite of contact centre and customer service solutions with products including InGenius, Panviva, Rant & Rave, and RightAnswers. InGenius enables organisations to connect their existing phone system with CRM, further enhancing agent productivity. Panviva provides compliant and omnichannel capabilities for highly regulated industries. Whereas, Rant & Rave, and RightAnswers are its AI-powered solutions,  Zoho Social, a part of Zoho’s suite of 50+ products, is a comprehensive social media management platform for businesses and agencies. The Zoho Social dashboard includes a robust set of features, such as Publishing Calendar, Bulk Scheduler, and Approval Management to offer businesses all the essential social media publishing tools. Its monitoring tools help enterprises track and respond to relevant social conversations.
Zoho Social, a part of Zoho’s suite of 50+ products, is a comprehensive social media management platform for businesses and agencies. The Zoho Social dashboard includes a robust set of features, such as Publishing Calendar, Bulk Scheduler, and Approval Management to offer businesses all the essential social media publishing tools. Its monitoring tools help enterprises track and respond to relevant social conversations. Hootsuite, headquartered in Vancouver, is a social media management platform that streamlines the process of managing multiple social media accounts. Some of its core offerings include social media content planning and publishing, audience engagement tools, analytics and social advertising. Its easy-to-integrate capabilities help marketing teams to schedule and publish social media posts efficiently.
Hootsuite, headquartered in Vancouver, is a social media management platform that streamlines the process of managing multiple social media accounts. Some of its core offerings include social media content planning and publishing, audience engagement tools, analytics and social advertising. Its easy-to-integrate capabilities help marketing teams to schedule and publish social media posts efficiently. Brandwatch enables businesses to build and scale the optimal strategy for their clients with intuitive, use-case-focused tools that are easy and quick to master. Bringing together consumer intelligence and social media management, the company helps its users react to the trends that matter, collaborate on data-driven content, shield the brand from threats and manage all the social media channels at scale.
Brandwatch enables businesses to build and scale the optimal strategy for their clients with intuitive, use-case-focused tools that are easy and quick to master. Bringing together consumer intelligence and social media management, the company helps its users react to the trends that matter, collaborate on data-driven content, shield the brand from threats and manage all the social media channels at scale. Zoho Corporation offers innovative and tailored software to help leaders grow their business. Zoho’s 55+ products aid sales and marketing, support and collaboration, finance, and recruitment requirements. Its customer analytics capabilities come with a conversational feature, Ask Zia. It enables users to ask questions and get insights in the form of reports and widgets in real-time.
Zoho Corporation offers innovative and tailored software to help leaders grow their business. Zoho’s 55+ products aid sales and marketing, support and collaboration, finance, and recruitment requirements. Its customer analytics capabilities come with a conversational feature, Ask Zia. It enables users to ask questions and get insights in the form of reports and widgets in real-time. Salesforce-owned Tableau is an AI-powered analytics and business intelligence platform, offering the breadth and depth of capabilities that serve the requirements of global enterprises in a seamless, integrated experience. Marketers can utilise generative AI models, AI-powered predictions, natural language querying, and recommendationsons.
Salesforce-owned Tableau is an AI-powered analytics and business intelligence platform, offering the breadth and depth of capabilities that serve the requirements of global enterprises in a seamless, integrated experience. Marketers can utilise generative AI models, AI-powered predictions, natural language querying, and recommendationsons. Fullstory is a behavioural data platform, helping C-suite leaders make informed decisions by injecting digital behavioural data into its analytics stack. Its patented technology uncovers the power of quality behavioural data at scale, transforming every digital visit into actionable insights. Enterprises can increase funnel conversion and identify their highest-value customers effortlessly.
Fullstory is a behavioural data platform, helping C-suite leaders make informed decisions by injecting digital behavioural data into its analytics stack. Its patented technology uncovers the power of quality behavioural data at scale, transforming every digital visit into actionable insights. Enterprises can increase funnel conversion and identify their highest-value customers effortlessly. Contentsquare is a cloud-based digital experience analytics platform, helping brands track billions of digital interactions, and turn those digital
Contentsquare is a cloud-based digital experience analytics platform, helping brands track billions of digital interactions, and turn those digital  Amplitude is a product analytics platform, enabling businesses to track visitors with the help of collaborative analytics. The platform leverages the capabilities of
Amplitude is a product analytics platform, enabling businesses to track visitors with the help of collaborative analytics. The platform leverages the capabilities of  Adobe Experience Cloud offers a comprehensive set of applications, capabilities, and services specifically designed to address day-to-day requirement for personalised customer experiences at scale. Its platform helps play an essential role in managing different digital content or assets to improve customer happiness. Its easy-to-optimise content gives users appropriate marketing streams, ensuring product awareness.
Adobe Experience Cloud offers a comprehensive set of applications, capabilities, and services specifically designed to address day-to-day requirement for personalised customer experiences at scale. Its platform helps play an essential role in managing different digital content or assets to improve customer happiness. Its easy-to-optimise content gives users appropriate marketing streams, ensuring product awareness.
 Started in 2005 in a Sweden-based small town, Norrköping, Voyado offers a customer experience cloud platform that includes a customer loyalty management system. This platform helps businesses design and implement customer loyalty programs, track customer
Started in 2005 in a Sweden-based small town, Norrköping, Voyado offers a customer experience cloud platform that includes a customer loyalty management system. This platform helps businesses design and implement customer loyalty programs, track customer  TapMango provides a comprehensive, customisable, flexible and feature-rich customer loyalty program. The loyalty tools include an integrated suite of customised consumer-facing technology, easy-to-use merchant tools, and automation algorithms, all aimed at enhancing customer experience. Adaptable to any industry, TapMango’s platform helps merchants compete with larger chains, converting customer one-time purchases into profitable spending habits.
TapMango provides a comprehensive, customisable, flexible and feature-rich customer loyalty program. The loyalty tools include an integrated suite of customised consumer-facing technology, easy-to-use merchant tools, and automation algorithms, all aimed at enhancing customer experience. Adaptable to any industry, TapMango’s platform helps merchants compete with larger chains, converting customer one-time purchases into profitable spending habits.









 Adobe Experience Cloud offers a comprehensive set of applications, capabilities, and services specifically designed to address day-to-day requirements for personalised customer experiences at scale. Its innovative platform has played an essential role in managing different digital content or assets, to improve customer happiness or satisfaction. Some of its products include Adobe Gen Studio, Experience Manager Sites, Real-time CDP, and Marketo Engage.
Adobe Experience Cloud offers a comprehensive set of applications, capabilities, and services specifically designed to address day-to-day requirements for personalised customer experiences at scale. Its innovative platform has played an essential role in managing different digital content or assets, to improve customer happiness or satisfaction. Some of its products include Adobe Gen Studio, Experience Manager Sites, Real-time CDP, and Marketo Engage.





























