Costco Partners with Affirm to Offer Pay-Over-Time Plans

Costco Partners with Affirm to Offer Pay-Over-Time Plans

The new pay-over-time option offers Costco members greater flexibility and transparency, allowing them to spread out payments without hidden fees.

Costco has announced a partnership with Affirm as a pay-over-time provider for Costco.com in the US. After completing a real-time eligibility check, approved Costco members can select from Affirm’s personalised monthly payment plans for purchases ranging from $500 to $17,500.

This new option offers greater flexibility and transparency, allowing members to spread out payments comfortably while avoiding unexpected fees or complex terms. The seamless online integration ensures a smooth checkout CX, helping customers make larger purchases with confidence and control over their budgets.

“As summer approaches, we’re seeing more consumers turn to Affirm to prepare for the season ahead – whether it’s outdoor entertaining essentials, like a new barbecue or patio furniture, a storage shed, or a new set of appliances,” said Pat Suh, Affirm’s SVP of Revenue.

“Costco members in particular know the value of planning ahead and buying in bulk. We’re excited to offer them an alternative to traditional credit, helping them confidently manage their spending on larger purchases without hidden fees.”

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