Stearns Bank selected Prelim for its flexibility, core integrations, and ability to automate onboarding from application intake through identity verification and account issuance.
Prelim, a San Francisco-based fintech company that provides omnichannel account opening and digital onboarding tools for financial institutions, announced that Stearns Bank N.A. has selected its platform to manage the bank’s account opening process across in-branch and digital channels.
Stearns Bank is a nationally chartered, independently owned institution headquartered in St. Cloud, Minnesota, with more than a century of history and over 35,000 customers nationwide. The bank invests in technologies intended to expand access, simplify banking, and support customer relationships.
Stearns Bank selected Prelim for its flexibility, core integrations, and ability to automate onboarding from application intake through identity verification and account issuance, while maintaining the bank’s existing service model.
The bank is updating its banking experience to reflect how customers and businesses operate today while maintaining its existing service approach.
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The bank focuses on financial stability, measured growth, and providing access to capital for communities and entrepreneurs across the country.
Kelly Skalicky, CEO of Stearns Bank, said, “Our mission has always been to help people achieve their greatest ambitions, and that requires meeting them where they are. As customer expectations continue to evolve, we are investing in technologies that make banking simpler, faster, and more accessible.”
Shalicky added, “Partnering with Prelim gives us the tools to extend that same entrepreneurial, people-first approach into a modern digital experience without losing the personal connection our customers value.”
Prelim Connects Speed, Compliance, and Community Banking
Prelim’s platform is used by retail consumers, commercial clients, and fintech partners to digitise the account-opening process from initial application to core onboarding, and to automate back-office operations such as review, underwriting, and servicing.
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Prelim works with financial institutions across the country and is backed by investors, including Y Combinator. The company has deployed its platform at community banks of various sizes.
Prelim is a Fiserv Premium App partner that supports Premier, Signature, DNA, Finxact, and Cleartouch cores. The company’s white-labelled, open-architecture solution integrates with Stearns Bank’s Fiserv Premier banking core and connects to existing and next-generation cores, KYC/BSA providers, and fraud tools through a single platform.
Heang Chan, CEO and Co-Founder of Prelim, said, “Stearns Bank has built something rare, a high-performing institution that leads with purpose and doesn’t treat innovation and community commitment as competing values.”
Chan added, “We built Prelim to help institutions like Stearns move quickly, stay compliant, and grow, and we’re proud this partnership reflects that shared mindset.”
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