Zinia Becomes Provider of Consumer Finance Services for Apple in Germany

Zinia Becomes Provider of Consumer Finance Services for Apple in Germany

Santander has announced that Zinia, its digital consumer finance platform, is set to become the new consumer finance provider for Apple in Germany.

Zinia will offer customers purchasing Apple products, both in Apple stores and online, the option to defer payments by splitting the total amount into instalments (3, 6, 12, 18, 24 and 36 months) or by deferring the payment 30 days after the shipment or pick up.

As part of the launch of this new agreement, Apple customers financing their purchases of an iPhone with Zinia will be able to do so in 12 or 24 instalments interest-free. Zinia will allow Apple customers an agile, intuitive, and secure user experience to finance an iPhone, iPad, Apple Watch, Mac or any other device at Apple stores or the Apple Store online.

Zinia’s press release explained that to complete a transaction, customers only need to provide their phone number and date of birth, confirm the reception of a security code and follow a quick validation process by logging into their own online banking within the Apple Store online. This is clubbed with the security and backing of the financial group Santander.

Zinia is part of Santander’s Digital Consumer Bank, which holds the Group’s consumer finance business, providing financial services in 16 European countries through more than 130,000 associated points of sale.